Title: FAP922: Social media scholarship, last minute financial aid, free stuff

" Less than a financially these social media scholarship and so much more including tons of free stuff on this week's financially podcast episode 922."

" Financially podcasters publication of the student. Didn't he stop by the web site. -- actually podcast dot com and leave comments on blogs and subscribe. ITunes into music by Charlie -- the biggest hard."

" Good Friday August 21 2009. My name is Christopher -- and thank you -- tuning -- financially podcasts coming TU. Almost live for -- steamy summer like Boston Massachusetts but all over the country here. Got lots of Newsweek today and tons and tons of free stuff includes some very funny things so will get to all baton seems a social media scholarships stuff so. Let's get rolling with the weekly news roundup. Top -- is this week a couple of big stories from Forbes magazine most states have quasi governmental agencies that monitor the status of federally subsidized student loans. And administer loan forgiveness programs of those who follow certain career paths. Many of these agencies temporarily foot the bill for loan forgiveness before being reimbursed by the federal government but. Some revenues in excess revenues and state government -- create their own loan forgiveness benefits. Now what loan markets into a -- and states facing record deficits some state -- this additions are on sheik -- have been cast aside altogether. That's not familiar with these programs what the -- is for a highly media is so if -- say it part of a major city. -- has just a shortage of doctors and nurses or I mean it is the criminal justice system has a shortage of public defenders and -- public defender lawyers. These state programs designed to say okay we'll forgive you yup anywhere from 2010000. Dollars in new student loans that what's gonna you write the check to the loan company. It exchange -- serving a certain amount of volunteering -- a volunteer working time. In these areas so maybe year teacher in a high need area Andy you got a decent number student loans. Under these programs you would apply for loan forgiveness and -- committed to working in that school district for four years or however long. In order and you would get the balloon forgiveness as a part of that commitment you get percent to the payment each year. What's unfortunate about this because so many states. Really manage their finances terribly poorly over the last few years. A lot of them are running it's -- serious red ink right now and as a result these programs are starting to go away some if you are in boulder when these programs -- believe he should be okay contractually because you have signed a contract with the statement. Chances are known news students will be able to get a hold of these at least not the quantities. And in the generosity and -- year's past so keep that mind you may want to look into some things like. Corporate loan forgiveness programs where. If you work for company or you gonna focus on getting a certain -- Greek and thinks there may be corporate programs similar to this. From the Washington Post college students are appealing financially decisions this summer in unprecedented numbers. An outpouring of need to underscores how layoffs and pay cuts of battered household budgets in the past year. Appealing for more aid was a little known and sold them advertised option higher education until this year according to US Department of Education officials. Who go to financial administrators in the spring. -- win most any decisions are made urging them to reach out to students particularly those who seemed to hit a rough patch to make sure they know they're being be ways you can help so. I if you -- if you have been treating it for awhile. You can appeal financially decision if you can prove with tons and tons of documentation and your financial circumstances. Since you filled up the -- The free application for Federal Student Aid. Has substantially changed so for example if you one or both parents lost their jobs since -- filed a facet. You can report request a professional judgment override for future income and earnings but there's a bunch of different types of over -- are available. You must be able to document them all and I mean document them like a criminal court style documentation where you could take all he's this -- port city here's. Exactly what's going on and he is why I need extra help but. If you can do that. If you can document -- exactly how your circumstances have changed or how you circumstance have worsened. There maybe some additional assistance now. If you're going to a school has it decently sized and Delmon -- private for your schools. They may be able to off even more help let's -- a public school. Or community college so that's something to keep in mind -- if you've going to a higher and school with more money in the bank they have obviously have more money to help students but. It is worth inquiring if financially office in if you have been. And not necessarily this week because this week. Is went financially and offices are completely swamped with students but in general. It's a good idea to maintain a good relationship with you financially and office and keep in touch with them from time to time say hey you know wanted to -- if there's any new scholarships -- Hey I found a scholarship by the way that -- has no bearing whatsoever on my background but. It might be appropriate for other students thought you guys who want to know that will things you can do think that will help you. In your relationship with the financial aid office and make it more likely that year -- Lisa listen to you when you come to them for an appeal. That's it is for this week let's move on to a scholarship update. In this -- scholarship updated new scholarship from the student loan network and scholarship points. Are you working towards a marketing degree this committee -- constantly evolving world -- multi channel marketing new mobile web email virtual worlds social media and stuff like that. If you are. We got a 500 dollar scholarship that -- decent meal will experience the same time. We're gonna award at the end of September it's a 500 dollar scholarship and here's how will work up to twenty people will be chosen to submit a two page. A marketing strategy for building scholarship points membership form -- figure out how you can become. A community leader in scholarship points how to get chosen simple. If -- nothing is ever tried -- you need a free account on twitter.com. The multi person instant messaging network this way to describe. You'll then need to tweak the reason why you should be one of the twenty people chosen. The only requirements that eat do you -- has to include the hash tag as PS NM and it must appear out of public timeline prior to midnight August 23. You'll have a 140 characters we have one shot to make the cut. Dead is very specific step by step directions on how to do this over its scholarship points dot com I'll put a link in the show -- financially podcast dot com that will help you. And get through this process the initial you reach out which process so that he can get qualified for the scholarship. What will that happen is that -- when -- people tend will be chosen to actually excuse their plans. And then we'll choose the winner based on the number of people that you refer discussion points to sign up. And that impressionable when the 500 dollar scholarship at the end of September so it's a -- waited to actually use all these influence -- channels these new media channels to see. What you can make happen. We give to try and look we know how we're except. But whether if you not a member of the FaceBook group for scholarship points go to FaceBook dot com slash scholarship points that's a grew by administered and if you have any questions about this particular word. Feel free to ask them on the group time now for some music news."

" Okay."

" In this week's news you can use aren't their secrets to winning scholarships will be yes and no this is the question has come up. A fairly frequently for a lot of people and there are some. They're they're not secrets a lot of common sense dummy she should meet deadlines make sure that you need in -- Peterson has details on the applications you know if they say. Twelve point fun double spaced it gotten in the essay. He got to do it you can't fudge it you can't work around that because those things -- immediate filters the other below the low bar is set if you don't follow the directions they realized -- is an idiot Mr. Bush ran out. Without even a reading itself is really important that you not get hit by an idiot filter when you do a scholarship. Some things are search queries the ways you search engines if you haven't picked it up please grab a copy of our free scholarship search secrets e-book at student scholarship search dot com it's completely totally freak. We revamped very recently to the sixth edition teaches you how to use things like FaceBook and Twitter to find scholarships worth apply for or to create your own. That said. There is no magic bullet at all -- insertion as surfing -- a bunch of different scholarships at this week to stood doing some research and there's a lot of people prop making a lot of really really outlandish promises about what their site and their program whatever can do for you there are. All these different paid seminars out there with that scholarship expert consultants. And I -- that sarcastically who's gonna tell you the exact same things that we've just told you but they're gonna charge a 150 bucks for the night to do it or possibly more. I've actually seen some scholarship experts how they're touting their services for three to 5000 dollars now. If you can afford a scholarship experts -- 5000 dollars you probably don't we can scholarship. But at. Most of what they're peddling believe or not. Is it really all that helpful stuff that if you have half a brain and a willing to put some time and effort into scholarship search you can do just fine. That's gonna do it for news can use this week let's move on -- free stuff Friday. Boy here we bursting at the -- here for freestyle Friday got a ton of stuff this week. As a reminder of -- two minus number one everything's in the show notes at financially podcast dot com slash blogs make sure you check it out of there but you don't write anything down. And to if you hear about something that isn't necessarily fear but you think this might be useful to someone else granted anyway -- for these companies are giving this stuff away. And until needed to like a local shelter local community programs something that could actually use the help. So let's get going number one Apollo the Apollo Theater is -- it's the free T shirt for their new dream girls I guess theater play or whatever but today it's a free shirt and now I'm laundry on -- that's always helpful. Parents' choice from Wal-Mart is giving away a sample of -- immune support baby formula so if you know someone who is didn't -- baby formula they might be helpful. Sports Illustrated it be rather shocking. Actually give -- is giving away their complete swimsuit edition portfolio -- magazine needs is to fill out the form and obviously acceptable but to spam. But hey if if that's kind of thing and that is for free. Chili's has a back to school CD and another free teacher from Olympia sports for people who want to a decent work captured. Picture people is giving way either free eight by ten or free ten by thirteen portrait you submit your digital photo of them. And they will printed out for you though Patel won for free and of course are gonna try it out silly that you pay 25 dollars to -- a -- to a for whatever but the port itself is free. Taylor Swift too I actually don't know who that is. Is giving lay there her free single fifteen. I guess if that's your thing. Then you go -- a -- Astro glide is still doing their stuff here's one that's a good one for all college students and while the students who need to stay up late. No don't -- the caffeine supplement is giving away free sample of their stuff so he he'll definitely if you're the kind of person -- ways to the last minute to fill out you know even -- tests and in order write essays and stuff like that this might be the product for you. Define the shift has any animal noxious long survey. I know I took it. That when they ask a whole bunch of questions but in return they give you a ten dollar iTunes card which. -- about ten minutes it times not -- Rita returned. You may want to not necessarily provide not as much in depth personal information is as they ask -- for the two of those things have to go through written. See if it's worth your time and with giving up that information. Victoria's Secret has a free. Sample of their pink body lotion that they giving when he and they also have some in store thing where you can. I think you get a five dollar took back some kind. And finally emergency from wal -- the energy supplemented is a free sample available from us stores to wal mart's -- protect the coupon -- ticket to your nearest Wal-Mart if they haven't. You can get a copy. That's organizer for freestyle Friday for this week again everything is in the show notes at financially podcast dot com. Now let's move onto the free song of the week this one man with a heck we'll give you it will give your money's worth for the show. This is a fairly long -- to see wanna stick back and -- cut off fear of beer but this is -- two -- nights by Matthew --"

" We -- being. We've seen."

" I don't know."

" It's. -- Food and -- yeah. Okay. Again. Hello and sing he. We know. -- Everything. Pain. -- And and so I mean. The pain. The way back. Man. -- Now. Okay. Drinking --"

" That was Matthew evil with blotted his input and it's on his album beer and coffee which you can pick up over to his website Matthew evil dot com. That's a good for this week's episode of the financially podcast we do have to throw the scholarship points and bonus code of course who wouldn't be financially podcasts without it. This week's code is going to be ZEP three L wide pop indigo zebra pop up three Lima. And the yellow as the both if you follow those older aeronautical codes but again. That code is redeemable for twenty points at scholarship points that -- our free scholarship upset 2000 dollar scholarship every month. Plus of course the October 31 10000 dollar scholarship which will be happening on hollowing -- what she loaned to the drawing a hollow and that's as the deadline so. If you can take a few minutes out of here busy schedule for picking up candy from people that different tool to be taking candy for. You can enter the scholarship to and possibly win 10000 dollars. If you have any comments -- questions feedback of any kind for the financially podcast please get in touch with me. You can email financially podcaster gmail.com you can leave a comment on the blog at financially podcast dot com or you can even leave voicemail at 617606. 3661. And I'll play your comment on the show if appropriate please keep -- the language clean no matter how ups that you may be at your schools financially office. But thank you for tuning in please tell a friend or two or ten about -- financially podcasts -- mixed rejoin the -- FaceBook group. Over FaceBook dot com slash scholarship points. And I will talk you all next week have a great weekend and stay cool."