Title: FAP930: Financial aid, tuition increases, blankets, and grilled chicken

" College tuition costs grilled chicken and blankets all isn't so much more on today's financially podcast episode 900 and theory."

" Financially podcasts publication of the student -- didn't you stop by the web site. Actually podcast dot com news conference on. And subscribe for free and iTunes into music by Charlie flew the biggest hard."

" Good Friday October 23 2009. My name is -- and thank you for tuning into the financially podcast got a great show for you today tons of free stuff. Lots of scholarships including our -- 10000 dollars scholarships news and other goodies of plenty and plenty of free -- tons of recently so. Let's get rolling with the weekly financially roundup. Topping the news this week in just about eight days the student loan or will be giving -- it's 10000 dollar scholarship by a third of this year. -- a third or fourth I can't remember either way it's 10000 dollars we'll be doing -- drawing on Halloween night itself so. Old attempts to scrape up a Jack lantern and a few other pieces of Decourt and we'll broadcast of course argue streamline -- make sure you're entered to win. At scholarship points dot com slash ten K. You must be entered to win. In order to to have to have your shots of bananas will not drop out of the sky by default so they each year participating and there's lots of ways and to participate in the more points you have. In scholarship points the more likely it is you'll win. The between appointments in this episode -- code twenty points towards. Somewhere later on in the show -- make sure these stay tuned in redeem their we've got surveys and things that all sorts of free stuff you can do at scholarship points dot com. In order to maximize your chances of winning but make sure your entry to win to go for scholarship points dot com for that also in the news this week. For its entire. To no one's surprise tuition is up this year with the largest percentage increases coming in public institutions that face significant cuts in state appropriations. And the College Board released its annual studies on tuition. And financially trends on Tuesday and try to put and not alarmist spin on the numbers that are well frankly scary trickle lot of students and families. For eggs -- since -- officials noted that after adjusting for inflation the average net price pay for tuition is slightly lower than it was spiked to five years ago -- The reality is -- costs. Public schools for example have tuition going up by about 6% which is more than double the rate of inflation connection it's almost five times -- inflation right now. Because what's happening in the economy so. It is a clear indicator that you need to be hunting for scholarship she need to be doing all you financially -- as diligently as possible because if you're not. Wolf frankly -- tuition costs is gonna eat away at what little of that spending power the consumer has so make sure that you do that. If you haven't gotten a copy already we are in our sixth edition. -- our scholarships e-book at student scholarship search dot com slash e-book a completely and totally free book. On how to Google for dollars for school make sure you download -- make sure you do it. And if you do do it and you get some success I wanna hear about us please get in touch you cannot -- what's the -- 617606. 3661. We changed early to comment went on the website at financially podcast dot com. Finally in the later also in the news this week the is bits of issues with -- the department of education. And income base repayment. Any technical glitch that may be discouraging some student loan borrowers from signing up for income based repayment plan. According to us some financially administers a Chronicle of Higher Education. Income based repayment which allows borrowers to repay their loans as a percentage of the income as graduates. Went into effect where a back until July 1 but BM. The department of education's website. Does not list the plan as an option on its menu and will not until march of next year. A department spokesperson said the agency had planned to update the mainly due in September but pushed back the date because of resource limitations that the department. And servicing contract ACS. In recent months both entities have been consumed with expanding the department's loan processing capacity. Because of all legislation that is being run through congress to move all student loans into the Department of Education so. Drag you know it's a telling sign to me that the department has had to resort concealing lending paint repayment options on its website because the capacity is and -- frankly is not disclose this fact of the public. Income based -- has the potential to save you. Thousands of dollars. So denying borrowers the ability Steve and access their payment option online. Needlessly is costing a lot of people significant chunk of money after graduation for no good reason although the fact the department simply can't get the job done. Let your elected officials know that ending the federal student loan program as administered to banks and third party company's full disclosure student loan network as one of them. Will not only -- current students ability to choose who they want to do business with but frankly. Is hurrying graduates who left college and trying to be paperless and turn them right now today. That's the news for this week let's move on to a scholarship update. "

" In this week's scholarship update rather than go through and list each of the awards and it's gonna -- go check up the shipments of financially podcaster accounts who got a ton of different wards. Indian and at the New York women in communications foundation scholarship. -- scholarship program the Philadelphia Eagles scholarship program. Tons and tons of awards on the show notes financially podcast dot com plus of course the student loan over 10000 dollar scholarship at -- the accounts -- ten K but. If you have been a student scholarships -- chuck come let me stop on by -- adding new stuff every single day we're adding more scholarships every single day so that there are more opportunities. -- five scholarships and of course. If your members scholarship points you get even more opportunities because well will be telling you about things that are exclusive to. Scholarship points dot com this month we had an extra 500 dollar scholarship in this somewhere. -- so our normal 1000 dollar scholarships so. We've got a lot of money and it's not just ours it's a whole bunch. People so make sure that you participate big trees stop on by. These web sites. And make him a daily visits to make of the party your startup that when turn on your web processor that is loaded you can really quickly seek okay what's new what you scholarships might I be eligible for. When the easiest ways to get started and again go to the scholarship e-book because it will tell you how to set up. Things like Google Reader and things to do this we automatically so that he can just chicken a real quick takes. Literally thirty seconds the day. But but thirty seconds might be the most lucrative and profitable thirty seconds for your entire day. Particularly elect Ellison collagen and try to avoid doing work for the rest of the tickets so make sure you set things -- to do that way. Time now for free stuff Friday. It is free stuff Friday the part of the show where we talk about all things that are free and available out there. Stuff that you can get used or whatever it and of course two things number one everything is in the show notes are financially podcast dot -- make sure. You stop on by you can click -- a voice don't have to try to remember anything or write it down. And second of course the key here wrestled in the might be useful to someone else. But in my -- so the only use for you grab anyway. And then give it away enough this a local community bank in our show feed -- food pantry or shelter or something like that in your community. Grab some of the stuff donate it to them they won't cost you a dime and it we'll help you community out some actually do that as well. First off we have the folks in the edible fruits arrangements which are kind of -- model thing but the critical. -- giving way in assortment of -- so if you want to give someone a gift like that or any diskette for yourself they have a FaceBook page where they would like you sign up. And in exchange you can possibly either -- disease and get some of the dipped fruit is a sample and possibly win the subject get to know fruit based arrangement. -- feared the folks who make organic. -- also it's of we all could -- type yogurt things. Tired now making granola crunchy type wellness bars I don't actually know what's in them but they say there are problematic couldn't for wellness and well who knows what they could be cardboard -- nope what's different. So thank you Graham went of those stent to -- is giving away free sample of its -- A company holds Sully is giving way it's ninety blanket which apparently looks awful like what's a a rain poncho look like -- made a -- Which obviously would not be terribly helpful for keeping drive but this Pam we'll keep you warm instead so they give away a free one of those that believe they have 5000 they're giving away. And ice trying qualify for one -- Philly and mailing address. And they will send you 168 weeks. Zip -- is giving away a bunch of its zip lock bags as free sample is to prove that putting the -- bags a good idea. -- was giving away its intensive care lotion for three small sample that. And business week given away free subscription to their magazine that's the paper version of this this week. The folks over at Kodak are giving away Halloween wall photos -- can get a free while such -- photo if you want to have these -- a six pack and then gift. They they of course want you to buy more photos but he can get to the -- as ones for pre. KFC the unhealthy fried chicken place is attempting to be more helping giving away free sample of its grilled chicken on Monday. October 26 of -- the show before that went over there and get your free IK FC grilled chicken peace. Which will be profoundly and satisfying you don't bicycles with that but -- free chicken. -- chicken and maxim is giving away its digital edition of its magazines so if you have folks who -- interest in that sort of thing feel free to grab the digital edition of Macs and and finally explode TV is giving away a really interest -- the -- have to qualify for because they are looking for -- essentially -- the -- focus groups. -- the focus group items is LG is Blu-ray digital of Blu-ray dvd players if you want a free Blu-ray dvd player you have to go qualify for the focus group and be in the whatever demographic that I guess they're trying to get some information about map display 25 to thirty of these. And but you participate in a few selected you get mailed a Blu-ray dvd player you get to keep Clinton used have to tell you manufacture you need to until like about it. Now of course with -- focus group thing you could -- we'll get a device that has buttons that are made entirely of I don't know chocolates or something. And it might not be the most pleasant experience the World Bank it's a free products -- worth giving attract. That's free stuff Friday again everything in the show notes of financially podcast dot com so be sure to check that out and -- click on through -- optical these things. One thing I don't deviate a bit of a caution on. With all his free stuff offers a lot of these folks are going to be gathering a lot of information on name email -- just mailing address phone number and stuff like that. Make sure you have some alternate information -- give them legitimate obviously if if you -- need a phone number to give away like I do on the show here's six -- 76 a 63661. That's from a Google Voice over voice that google.com. That we protect your privacy you protect your ability to that -- Staley -- annoying marketers know like me by a filtering these things. If you have a campus post office box you know obviously to Steve's campus address instead go home address that way. You know he's if you get junk mail on campus who really cares it's -- recycling bin. Separate separate email address if you -- if -- the sort of person who loves you promotions set up a separate email I just so that when you're you know -- sold we sold we sold over and over and over again. You don't really care you know -- important email that -- friends will send you doesn't go to the interest. Think about. That beat to beat cognizant be aware of that when you do that this past week a celebrated my birthday is an example and not always different social networks like FaceBook and MySpace and things. I have different birth dates and each of them so that a because of data for this one of those things that is that really valuable for identity theft of people don't have access to that they get the fake version. And peak. Because he's different birthday and -- to be social networks like to see who's selling my information because. I know that CF FaceBook I have my birthday set doctor which when he first up I get a whole bush promotions and write email and I did. From all these different companies saying happy birthday Chris it's your children for it's your birthday like I know exactly where you got that information from himself. Make sure that you do that too with that with these free promotions just a lot if you have to tell things countries have to give alternates that are equally truthful. But just not where you wanna be bothered now where you want if you protect your personal space but some things to think about there. Time now for free song of the week this one is from my good friend of the show Matthew evil this is something he did add to a conference call after the way this is the song live cold night train. It's the only trees to that are now."

" Okay."

" That was night trained by Matthew be able from the podsafe music network and of course his site -- evil dot com feel free to stop by and and grab a copy of that song I think you can get it on his other website Matt Drupal dot nets up. If you have any consequences feedback of any kind of -- financially paying for college scholarships and all the other stuff that we do here at the student loan network please drop a line. Rwanda finest a podcast dot com or leave a comment on today's show were call 617606. 3661 you can email financially podcast at gmail.com. Make sure you stop by the FaceBook group for scholarship points to is where I also hang up from kind of time at FaceBook dot com slash scholarship points. And we -- on Twitter as well that Twitter is slash win scholarships. It's -- trigger idea over their -- Lots of different ways to get in touch lots of ways to stay in touch with us not. How we can help you pay for college and get more out your college experience. All right folks it's gonna do it for this episode of financing package so almost forgot the scholarship points code looks up through that in right now. We will do this total BP G three GH pop on golf three golf hotel -- today's -- for twenty points at scholarship points dot com that way -- you can you get a few more entries into a 10000 dollar scholarship if I'm very beaten that to death again the code is PG three. G-8. Take care thanks listen to the financially podcast and I'll talk you next week."